Quick overview: The Verifone P400 is a countertop PIN pad for businesses that need a dedicated device for card and contactless payments alongside compatible POS software.
P400 at a Glance
•Screen: 3.5-inch color touchscreen
•Resolution: 320 × 480 HVGA pixels
•Keypad: 15-key backlit tactile keypad
•Payment methods: EMV chip, NFC contactless, and magnetic stripe when enabled
•Primary role: Customer-facing payment acceptance
•Best fit: Retail counters, restaurants, service desks, and other fixed checkout locations
The P400 is a payment terminal, not a complete inventory, employee, or reporting system. Those functions generally require compatible POS software.
How Payment Works
1.Staff create the sale in the POS or payment application.
2.The amount is sent to the P400 when integration is available.
3.The customer inserts, taps, or swipes a supported payment method.
4.The customer follows the touchscreen prompts and enters a PIN when required.
5.The business completes the transaction and provides the available receipt.
For a broader explanation of terminals, processors, authorization, and settlement, see Local POS Broker’s payment processing solutions guide.
Key Features
Touchscreen and keypad
The color touchscreen can display instructions, payment prompts, and customer-facing information. The physical keypad provides tactile PIN entry and an alternative to touchscreen controls.
Multiple card-reading methods
The P400 may support EMV chip cards, NFC contactless payments, magnetic-stripe cards, and compatible mobile wallets. Availability depends on the processor, application, configuration, and market.
Customer-facing content
The speaker and multimedia capabilities may allow compatible applications to display promotions, loyalty prompts, or other customer information. The installed software determines which functions are actually available.
POS integration
A business can use the P400 for payment while the main POS manages products, orders, inventory, or reports. Integrated systems can help keep sales and payment records connected; Local POS Broker discusses this in its integrated small-business payment solutions guide.
Where It May Fit
The P400 can suit businesses that process most transactions at a permanent location, including:
•Retail checkout counters
•Restaurant and café counters
•Salon or service desks
•Reception areas
•Specialty shops and offices
Businesses that take payments in the field should compare it with a portable payment terminal instead.
Benefits and Trade-Offs
Potential benefits
•Dedicated customer-facing payment device
•Familiar chip, tap, swipe, and PIN workflow
•Color touchscreen for clear prompts
•Physical keypad for tactile entry
•Potential to work with an existing POS
•Compact countertop design
Important trade-offs
•It does not replace a complete POS system.
•Features depend on the payment application and processor.
•Connectivity and integration must be confirmed before purchase.
•Total cost includes processing, software, support, and contract terms.
Buying Checklist
Before choosing the P400, confirm:
1.Processor and payment application compatibility
2.Enabled card, contactless, wallet, and PIN methods
3.POS integration and network requirements
4.Security, software updates, and support procedures
5.Hardware, processing, monthly, gateway, and cancellation fees
6.Whether the setup can scale with more locations or transaction volume
For help evaluating the full cost rather than only the advertised rate, read Local POS Broker’s guide to saving money on payment processing fees.
Final Assessment
The Verifone P400 may be a practical choice for a fixed checkout station that needs clear customer prompts, tactile PIN entry, and several payment methods. Its value depends on how well the terminal, processor, POS software, connectivity, and support package work together.
Businesses comparing broader merchant-services options can also review The Direct Processors’ payment services, including recurring billing, invoicing, electronic checking, and gateway integration. Review the available services and terms before selecting a provider.