The best checkout starts with the customer’s market—not with a long list of payment buttons. Mollie supports a range of payment methods, but availability can vary by merchant country, customer location, currency, account, and product. Confirm current eligibility and fees before launch.
Start with local buying habits
- Netherlands: Consider iDEAL | Wero and cards as a starting point; add a wallet or installment option if customers and margins support it.
- Belgium: Consider Bancontact alongside cards and a wallet, with availability confirmed for your account.
- Germany, Austria, and Switzerland: Compare cards and PayPal with relevant bank-based, direct-debit, invoice, or installment options. B2B buyers may need clear invoice terms.
- Across Europe: Set a country-specific mix, language, and currency. Avoid showing every method everywhere; check eligibility, settlement, and refund behavior market by market.
Adapt the mix to how you sell
For subscriptions, test future charges, mandates, failed renewals, payment updates, and cancellations—not only the first checkout. For higher-value purchases, pilot one eligible installment option and compare conversion, refunds, fees, and support demand. If you also sell in person, check terminal availability and keep online and in-store transactions easy to reconcile.
Compare costs and test by market
Review method-specific transaction fees, fixed charges, currency conversion, payout timing, refunds, disputes, and terminal costs. Local POS Broker explains the roles of payment gateways and processors and outlines common card-processing fees.
- Choose a small set of methods for each target country.
- Test successful, declined, refunded, recurring, and mobile transactions.
- Compare completion, failure, refund, dispute, and support rates by country and method; keep options that serve customers or improve results.
Explore the wider merchant-services mix
A payment gateway is one piece of payment acceptance. For businesses comparing additional services, The Direct Processors’ services section describes recurring billing, invoicing, electronic checks, a QuickBooks plug-in, gateway integration, and POS solutions. Confirm current availability and terms with the provider.
The takeaway: Build a focused, market-specific payment mix, verify what is available to your account, and expand based on customer behavior and total cost.
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